Hi there!
I am Tonia, your Financial Wellness Educator and Coach. I have been in financial service for over twenty-five years as an investment banker and financial educator. I’m passionate about personal finance success, I desire and envision to see financially healthy families in our society. My goal is to provide families with money knowledge, help them overcome money challenges and build healthy relationships with money.
How it all began
Growing up I was taught sex education, family, and cultural values not about personal finance even though my mother was a schoolteacher. In my mid-twenties I set up a private business alongside my job in the Bank. My employment in the bank did not stop my money mistakes. I would give my business money to family members and friends that asked for help, then turn around and use my paycheck to make up the shortfall from my business, and the cycle continued.
Financial literacy is a unique and powerful tool. I came to this realization during the 2008 global financial crisis. Investor anger rose, revealing two groups: financially literate and illiterate. The former, attentive to early warning signs, exited the market, thereby avoiding the market crash. This insight reshaped my approach to running my business and managing money.
My money mistakes in my personal business and realization that financial literacy skills are essential in today’s world led me to teach financial literacy and coach individuals, families, and business owners. Sound money management skills are a necessity, not an option.
I am excited to share my knowledge with you to help you live the life that you desire. I look forward to connecting with you on your financial wellness journey.
